Picking a payment gateway starts with a few practical questions. Does it work in your country? Does it accept your type of business? Can it handle the payment methods your customers actually use? This payment gateway directory helps you answer those first, so you only compare providers that can realistically serve you.

Use the filters to narrow the list by region, industry, payment methods, integrations and risk profile. Then open a provider profile to see its markets, features and integrations in one place.

What This Payment Gateway Directory Covers

TheFinRate lists payment gateways, payment service providers (PSPs), merchant account providers, acquirers and payment processing companies. You can browse by provider type:

• Payment gateways: Software that securely passes card and payment data from your checkout to the payment network.
• Payment service providers: Providers that bundle gateway and merchant account services, so you can start accepting payments without arranging each piece separately.
• Merchant account providers: Providers that supply the account where card payments are settled.
• Acquirers: Banks or institutions that process card payments on behalf of merchants.
• Cryptocurrency payment providers: Providers that let merchants accept digital assets.

Every provider is described using the same set of fields, so comparisons stay consistent and no provider is judged on features it does not claim to offer.

How to Search and Filter Providers

Start with the requirements that can rule a provider out, then refine.

Region

Choose the countries where your business operates and where your customers pay from. A gateway that supports your home market may not support your customers' markets or currencies.

Industry

Many providers restrict certain sectors or require extra underwriting. Filtering by business type removes providers likely to decline your application and saves you from applying blindly.

Payment methods

Select the methods you need, such as cards, bank transfers, digital wallets and local payment methods. Local methods often matter more than the card brands in markets where cards are less common.

Integrations

Filter by the platforms and tools you already use, including eCommerce platforms, subscription billing, invoicing tools and API access for custom builds.

Risk profile

Standard and high-risk merchants face very different provider options. If your business is in a higher-risk category, filter early, because provider appetite varies widely.

Filters can be combined. A search for a SaaS business in the UK that needs card and bank transfer support returns a short, relevant list instead of a generic one.

What You See on Each Provider Card

Each card shows the same core information so you can scan quickly:

• Provider name and type
• Supported countries and regions
• Industries served and any restricted categories
• Supported payment methods
• Key integrations and API availability
• Links to the full profile, reviews and the provider's official website

If a detail has not been confirmed, the listing says so instead of guessing.

How Provider Information Is Sourced and Updated

Listings are built from provider-submitted details and official provider documentation, then checked for consistency. Because provider terms, pricing and supported markets change often, each profile shows when it was last reviewed. Treat the directory as a starting point and confirm fees, contract terms and eligibility with the provider before you apply.

How to Compare Listings Fairly

A fair comparison uses the same criteria for every provider. Work through them in this order:

1. Coverage: Check countries, currencies and payment methods before looking at features.
2. Total cost: Compare more than the headline rate. Include monthly fees, cross-border and currency conversion charges, chargeback fees and payout costs.
3. Eligibility: Confirm the provider accepts your industry and expected volumes.
4. Technical fit: Review integration options, API quality and checkout flexibility.
5. Security and compliance: Look for PCI DSS compliance and the fraud prevention tools offered.
6. Settlement and support: Check payout timing, reserve policies and support channels.
7. Independent evidence: Read payment gateway reviews and ratings, and look at how each rating is produced.

Shortlist two or three providers, then request quotes based on your real monthly volume and average order value.

Submit or Update Provider Details

Providers can add or update their profile through a dedicated listing form. It is kept separate from the merchant search so each audience has a clear path. Submitted details are reviewed before publication.

Update your listing

Frequently Asked Questions

What is a payment gateway directory?

It is a searchable database of payment gateways, PSPs and processors. Businesses use it to filter and compare providers by country, industry, payment methods and integrations.

What is the difference between a payment gateway and a payment service provider?

A gateway securely transmits payment data between your checkout and the payment network. A PSP usually combines the gateway with merchant account services. Many providers offer both.

How do I choose a payment gateway for my country?

Filter by your country and your customers' countries, then check supported currencies and local payment methods. Confirm eligibility with the provider directly.

Can high-risk merchants find providers here?

Yes. Use the risk profile filter to see providers that work with higher-risk sectors. Approval and terms are decided by each provider.

Are listings paid placements?

[Confirm TheFinRate's placement policy before publishing. If any placement is sponsored or affiliate-based, say so here and mark those links rel="sponsored".]

How often is provider information updated?

[Insert the actual review cadence.] Each profile shows its last-reviewed date, and providers can request changes at any time.

Find the Right Provider

Find providers that match your country, industry and payment methods, then read the reviews before you shortlist.